Stewart and Smith Advisory Your Complete Financial Partner

Bringing Big 4 Chartered Accountancy and extensive Executive level commercial expertise to the SME market

We are business advisors, strategists, accountants and tax experts focused on clients and their success, above all else.

S&S is passionate about supporting our clients and their success. We have a culture of care - for our team, for clients, and the community.

S&S has been built from the ground up to use the latest technology, from service delivery through to back office, so that we can be efficient and effective. This ensures we have more time to focus on our clients.

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How can a Virtual CFO help grow your business?

Our commercially experienced CFOs have years of experience as Finance Directors and CFOs in businesses. They understand how to work with Managing Directors, CEOs and Boards.

Our advice and guidance will provide you with invaluable strategic insights that will help you to grow your business profitably. It will make managing your business less of a headache.

Learn more about our Virtual CFO service

Why Stewart & Smith?

“Real commercial experience with a focus on our clients success”

Stewart & Smith (S&S) is focussed on providing exceptional advisory services for start-ups, entrepreneurs, business owners, Boards and CEO’s.

Broad Thinking

Our exposure to a wide range of SME businesses across numerous sectors enables us to think broadly about possible opportunities, unconstrained by the ‘conventional wisdom’ of a particular client or industry.

Business Lifecycle

We provide advisory services to suit the particular life cycle challenges of our clients. This ranges from initial strategy and business planning, to development of growth strategies for businesses wanting to scale and financial advisory for mature businesses looking to maintain or add value such as profitability reviews and due diligence.

Strategic Financial Skill

We can also add a strategic financial skill to your existing finance team by providing a highly qualified Virtual CFO to support the CEO and Board to provide insight and analysis.

Core Layer of Services

We provide a core layer of services for those clients who want to outsource their accounting and compliance. This provides the assurance that the data that our clients are using to make business decisions is timely and correct.

Bespoke Services

We provide bespoke services for each client using the latest digital technology platforms to ensure flawless execution and insights. Focussing on our customers’ unique needs and requirements we design a service road map for each client.

Highly Experienced

We are highly experienced in industry and Chartered Accounting and aspire to create long term partnerships with clients.

Our Services

At S&S we provide advice that is tailored, proactive, insightful and relevant combined with a structured and disciplined approach.

We establish annual service plans tailored for the specific needs of each client that focus on desired outcomes and result. We meet with clients regularly to ensure they remain on track.

Latest Insights

  • Growth Strategy

Jan

21

2026

Compensation as a Strategy: The 5 Design Principles to Scale Your Company

At Stewart & Smith Advisory, we often tell our clients that their payroll is not just their largest expense, it is their most significant strategic lever. Yet, many SMB CEOs and owners treat compensation as a compliance task or a necessary evi...

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  • Taxation

Jan

19

2026

ATO Data-Matching Programs: How the ATO Knows More Than You Think

By Mark Churchmichael, Head of Compliance & Tax The Australian Taxation Office’s data-matching capability has become one of its most powerful compliance tools. Today, many amended tax assessments arise not from traditional audits, but from qui...

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  • Strategic Advisory

Jan

16

2026

The $150,000 Hire: Why the “Expensive” Choice Can Be Your Cheapest Strategy

As an SMB owner, you’ve likely felt the tension. You’re stretched thin, growth is tapping you on the shoulder, and you know you need to hire. But then you see the numbers: a seasoned Operations Manager might command $150,000, while a junior assist...

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  Buildings 5&6
1110 Middle Head Road
Mosman NSW 2088


 +61 2 7226 1226
  info@stewartsmithadvisory.com