At Stewart & Smith Advisory, we’re not just an accounting firm – we’re a full-service finance and advisory partner. Our approach is comprehensive, designed to deliver best-in-class services that go beyond ‘good’ – we aim for great. The real reward? When our clients tell us how transformative our support has been for them.
What Does Full-Service Mean?
Being full-service means putting our clients at the centre of everything we do. It starts with listening – really listening – to their concerns and understanding where they need support. We then conduct a thorough Financial and Compliance Health Check, reviewing tax structures, compliance status, and financial reporting. From there, we meet with clients (often multiple times) to propose solutions that will add value – not just to their business, but to their entire financial picture, personal and professional.
Once we have a clear understanding of their needs, we develop a tailored 12-month service map outlining key deliverables, timelines, and pricing. If improvements are needed in their current structure, accounting systems, or financial reporting, we integrate those into the plan.
Where Do We Start?
Every client engagement is unique. Sometimes, the focus is on strategy – helping business owners clarify their growth plans and improve profitability. Other times, we start with Tax Advisory and Compliance, ensuring their structure aligns with current and future business needs. Many clients engage us as their Fractional CFO, providing the strategic financial insight they haven’t been getting from their current Finance Manager or Accountant.
The Flexibility of Full-Service
One of the biggest advantages of our approach? It’s scalable. Clients can engage with us for the full suite of services from day one, or they can start with priority areas and phase in additional support over time.
A typical S&S client might leverage:
- Fractional CFO services (from three days a week to just a few days a month)
- High-quality Bookkeeping & Payroll
- Financial Statement preparation and Tax Returns
- Tax Advisory, Tax Planning, Payroll Tax, BAS returns
- SMSF, ESOP & Capital Table management
- ASIC & Governance compliance
Our team coordinates all these services, ensuring seamless delivery according to the agreed service map. With the Fractional CFO overseeing everything, clients effectively outsource their entire finance and accounting function, freeing them up to focus on growing their business.
What Sets Us Apart?
Delivering full-service well requires more than just systems and workflows – it demands a highly credentialed team that does more than shuffle paperwork. We take a proactive approach, constantly looking for ways to improve processes, enhance financial reporting, and reduce risk.
- Decision-ready financial reports that are timely and relevant
- Accurate compliance & tax management to lower business risk
- A client-first approach that integrates both business and personal wealth
Few firms can truly call themselves full-service while maintaining a laser focus on client success. But that’s what drives us – making a real difference in our clients’ businesses and delivering value in an industry crowded with mediocrity.
But Don’t Take Our Word for It…
Here’s what our clients have to say:
“I have introduced you to a man who I think will definitely benefit from some Stewart & Smith Advisory magic.”
“I was chatting to XX and it soon became apparent that XX could benefit from some of your accounting knowledge/wizardry.”
“Thanks so much for pulling this together! You guys are truly amazing.”
“It goes without saying that I’m extremely grateful for your support.”
If you’re looking to elevate your Finance & Accounting function, reach out to our team – we’d love to help.