Experienced Virtual CFOs | Outsourced CFO Services Sydney

Our commercially experienced Virtual CFOs have years of experience as Finance Directors and CFOs in businesses working alongside Managing Directors, CEOs, and Boards.

Our Virtual CFO services range from providing a fully outsourced finance function lead by an individual Virtual CFO, to project-specific work such as supporting your strategic plan with creation of a long term financial model with key KPI’s, capital raising and/or funding, mergers & acquisitions, performance review and implementation of cost improvements, accounting system review and system upgrades.

Our Virtual CFO’s act as ‘named’ CFO’s for small cap ASX listed companies who need a lower cost alternative to a full time CFO and outsourced finance function. For our start-up and scale-up clients we tailor the Virtual CFO services to meet their requirements which could be as little as a few hours each day or week to a more regular cadence focused around key reporting deadlines for Leadership Teams and Board meetings.

Our advice and guidance will provide you with essential strategic insights that will help you to grow your business profitably.

The Virtual CFO function is designed to :

Tap into a highly qualified and experienced Virtual CFO resource at a fraction of cost by using the skills as and when you need them.
Have an additional contracted resource a few days a week that oversees all aspects of your finance function ensuring the financial numbers are accurate and provide key management insights that assist the business when reporting to leaders, Boards as well as external investors
Have a key member of your Leadership Team that is completely focused on the strategic financial aspects of your business, providing key support to the CEO and COO who are focused on running all other aspects of the business.
Step in at short notice if you have an existing CFO leaving or going on maternity leave
Provide project style services for key large projects such as an upcoming M&A transaction, capital raising or divestiture to name a few.

The Virtual CFO Function focuses on financial strategy, accounting & performance measurement systems, risk & audit, financial analysis and business valuations, funding & working capital management, financial accounting & reporting, mergers & acquisitions and finance function leadership.

S&S Virtual CFO services are focused on the needs of each client and provide the following key benefits to businesses :

Insightful and consistent financial information

Improvements and efficiencies in accounting processes

Financial models that reflect the long term strategy of the leadership team

Performance improvement by focussing on lead and lag KPI’s

Increased financial knowledge of the business – stay in control

A trusted strategic & financial resource for the CEO

Frequently Asked Questions

Our vCFO’s are very experienced in working with the outgoing CFO to ‘uplift’ their existing knowledge and document existing processes and procedures to ensure continuity.

Outsourced CFO’s bring strategic financial advice to business owners and is an excellent solution. They can be flexible, adaptive and can harness their experience and those around them to support your company’s growth and performance.

Accountants take care of the past, balancing books, reporting results and filing taxes. CFO’s are more strategic, they articulate the strategic plan via long term financial model preparation and scenarios, they prepare the planning and analysis and work closely with the Executive & Leadership teams to prepare budgets, forecasts, cashflows, performance metrics and business unit metrics. CFO’s also develop key accounting systems and controls to reduce risk of reporting true and accurate information, assist with the transformation of the finance function to achieve greater efficiencies and more accurate reporting, drive business performance, manage financial risks and taxes, obtain and manage long term financing, ensure short term liquidity, develop financing strategies and establish capital structure objectives, they work with the Leadership team on M&A transactions, divestitures and spinoffs, prioritising capital investments and they communicate across the business to achieve alignment of all internal and external reporting.

In today’s rapidly evolving business environment, the roles of Virtual CFOs and Fractional CFOs are becoming increasingly recognized as essential for companies that require high-level financial expertise without the commitment of a full-time executive. While the terms “Virtual CFO” and “Fractional CFO” are often used interchangeably, they both refer to the same service: providing businesses with access to experienced CFOs on a part-time or as-needed basis.

Virtual CFO: A Virtual CFO works remotely and can be engaged for consistent days per week—such as two days or more—or a few days a month, depending on the company’s needs. This arrangement can be ongoing or for a specific period to meet a particular business goal.

Fractional CFO: The term “Fractional CFO” is gaining popularity, particularly in Europe, and refers to the same concept—a portion of a CFO’s time, skills, and expertise tailored to fit your business requirements. Just like a Virtual CFO, a Fractional CFO offers flexibility, allowing companies to benefit from strategic financial leadership without the need for a full-time position.

At Stewart & Smith Advisory, we provide Outsourced CFO, Virtual CFO, and Fractional CFO services, all of which deliver the same high-quality, commercially experienced financial leadership. Our team of CFOs has extensive experience across various industries, ensuring that your business receives the strategic guidance needed to drive growth and success.

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